Final Expense

Even a modest funeral today can cost $6,000 or more. Final expense policies provide cash to cover these expenses, as well as other financial obligations that are due at the time of death. These policies can be purchased with death benefits as low as $2,000, and most offer simplified underwriting to make approval quick and easy. Typically, no exam or blood work is required. Even guaranteed issue policies are available with no health questions required. These products typically provide a graded benefit during the first few years.