Individuals and Families
Individual health insurance is an attractive option for many people:
those who are self-employed, working for a company without insurance
benefits, covered under a spouse’s group family plan, looking
for work, on COBRA, or retired. Medical underwriting is required.
When looking for individual healthcare, consider these important factors:
- What
is the monthly premium?
- Will I have medical conditions that won’t
be covered?
- Does the insurance have a network of providers?
- Is there a waiting
period?
- What is my out of pocket maximum?
Your individual health insurance
will include a deductible, co-insurance or co-pay and an out-of-pocket
maximum. Make
sure you find the plan that best fits your needs without sacrificing
benefits. |
